Cartersville, Acworth, and Adairsville real estate and homes for sale in Georgia, waterfront property, homes with acreage - Bonnie Mullinax and The Mullinax Team, REALTORS® Bonnie Mullinax and The Mullinax Team REALTORS(r) for Cartersville, Acworth, and Adairsville, Georgia real estate, waterfront property, homes with acreage - NUMBER1EXPERTS™ Bonnie Mullinax and The Mullinax Team NUMBER1EXPERTS(tm) for Cartersville, Acworth, and Adairsville, Georgia real estate, waterfront property, homes with acreage
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Bonnie Mullinax and The Mullinax Team, REALTOR®, real estate agents and broker for Cartersville, Acworth, and Adairsville Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)
When you are ready to put your home on the market, call a Realtor. When you are ready to SELL your home, Call Bonnie Mullinax! 770-606-0054


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Real Estate Tips
Financing Your Home >Mortgage Fears

It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!

Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.

Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.

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Real Estate Trivia
Q 
What was the first territorial acquisition made by the U.S. Government?

A 
The Louisiana Purchase from France in 1803 for $15,000,000 increased U.S. national territory by 140%.
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Bonnie Mullinax and The Mullinax Team, REALTOR®, real estate agents and broker for Cartersville, Acworth, and Adairsville Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)

Bonnie Mullinax and The Mullinax Team
Keller Williams Realty Northwest

103 Mockingbird Drive, Suite A
Cartersville, GA. 30120
Phone: 770-606-0054
Toll Free: 1-866-410-7450
Fax: 770-606-9941
Email: info@mullinaxteam.com

Bonnie Mullinax sees success in her business directly related to her thirst for knowledge, continued education, a strong sense of personal responsibility, a lifelong excitement to share with others, and a conscious choice of gratitude ...... A superb listener and keen observer, Bonnie interacts skill fully with her client. She has spent time and energy to build and maintain relationships with other professionals within the industry such as Real Estate Agents, closing attorneys, Lenders and many service professionals involved in every real estate transaction. The respect Bonnie has earned from her peers due to these strong relationships translates into faster and smoother transactions for her clients ...... Bonnie has the experience of 18 years selling Real Estate, the skill and confidence to assist homebuyers and sellers at all levels. The following are a few of her professional credentials ...... Professional Designations include: * Graduate of REALTOR Institute (GRI) * Certified Residential Specialist (CRS) * BS Georgia State University ...... Professional Qualifications include: * Active Member of the National Association of REALTORS * Active Member of the Georgia Association of REALTORS * Active Member of the Bartow Association of REALTORS * Holds Active Georgia Real Estate License * Part owner of Keller Williams Realty Northwest since May 2006 * Consistently in the Top 10 of Re/Max Team Sales associates in Georgia, number 9th Re/Max Team in the state of Georgia in 2005 * Awarded #1 Sales Team from Board of Realtors from 2001 to Present * Instructor and International Speaker for Richard Robbins International * Instructor for Star Power University Team Training * Has been a speaker for various Real Estate organizations such as Re/Max International RSN network and certified Residential Specialists “Sellebration” and Howard Brinton Star Power * Recipient of the Re/Max International’s Hall of Fame and Re/Max International’s Lifetime Achievement Award * Real Estate Coach and Mentor ...... When you hire Bonnie, you get the benefit of her knowledge, judgment, and experience. She is joined by a full-time Listing, Closing & Marketing Team, a Courier, 6 Buyer Partners, and her husband Wes, the Operations Manager. Bonnie credits the success of her team due to one reason – we care about the seamless service to our clients. Everything we do is designed to meet and exceed our clients’ expectations. Accelerated excellence is what we strive to deliver daily.

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Keller Williams Realty Northwest real estate and homes for sale in Cartersville, Acworth, and Adairsville Georgia

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